Do you live with your parents?

HouseInGift

If you live with your parents, rent free, then this doesn’t apply to you. However, if you are renting either an apartment or house, you may think you are not paying a mortgage. That’s wrong, you are paying a mortgage, but it is a mortgage that belongs to someone else!

Do you want to continue doing this? Is now the time to consider buying a home? If you purchase with a fixed rate mortgage, your housing expense, for the most part, is locked in for the length of your mortgage. Does your rent have this same guarantee, or are you expecting to see it increase several times over the years?

So, does owning make sense to you, or would you rather keep paying someone else’s mortgage?

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